SHORT-TERM HOME HEALTH CARE INSURANCE
Did you know?
80% of elderly people receiving assistance live in private homes in the community and not in professional facilities.1
By 2050, the number of Americans aged 65 and older is projected to be 88.5 million, more than double its population of 40.2 million in 2010.2
What It Is
The UNL Home Health Care Shield, Short-Term Home Health Care Insurance, pays cash benefits directly to you. Enjoy the option to recuperate in the comfort of your own home with help from falling behind financially.
How It Works
Three benefit levels and a Prescription Drug Benefit (not available in all states), allow you to tailor your policy to fit your needs. To qualify for most short-term care benefits, your health care practitioner must certify you as having the inability to perform at least two of six activities of daily living or as having a cognitive impairment. You have the freedom to use the cash benefits in any way you chose. All plans are guaranteed renewable for life. Five optional riders are available to enhance your coverage (some riders may not be available in all states):
- Accident & Sickness Hospitalization
- Critical Accident
- Ambulance Benefit
- Return on Premium Death Benefit
- Dental & Vision
Following Sara’s stroke she was unable to take care of herself. Sara needed help performing activities of daily living including bathing, dressing and transferring.
Luckily, Sara had coverage from UNL’s Home Health Care Shield. Her plan allows her $300 per day in benefits for skilled nursing care and lowers the costs of her medications.
Sara was grateful to have a helping hand in her time of need. She was able to recuperate with professional help in the comfort of her own home while re-building her life with therapy and pathology services.
What It helps provide benefits for
Call our customer service department at (800) 207-8050 for more information.