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 UNL Home Health Care Shield

SHORT-TERM HOME HEALTH CARE INSURANCE

Did you know?

70%

70% of adults aged 65 or older, will require long-term care at some point.¹

$80,000

The median cost for home health care is almost $80,000 per year.²

What Is It?

The UNL Home Health Care Shield, Short-Term Home Health Care Insurance, pays cash benefits directly to you. Enjoy the option to recuperate in the comfort of your own home with help from falling behind financially.

How It Works

Three benefit levels and a Prescription Drug Benefit (not available in all states), allow you to tailor your policy to fit your needs. To qualify for most short-term care benefits, your health care practitioner must certify you as having the inability to perform at least two of six activities of daily living or as having a cognitive impairment. You have the freedom to use the cash benefits in any way you choose. All plans are guaranteed renewable for life. Four optional riders are available to enhance your coverage (some riders may not be available in all states):

  • Accident & Sickness Hospitalization
  • Critical Accident
  • Return on Premium Death Benefit
  • Ambulance Benefit

What It helps provide benefits for

skilled nursing care (RN)
General nursing care (lpn/lvn)
Physical therapy
Chemotherapy Specialist
Enterostomal Therapy
Respirational Therapy
Prescription Reimbursement Benefit*
Occupational Therapy
Medical Social Services

Connect with a UNL Agent to get covered! 

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