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Accidents may happen to anyone,
anywhere, at anytime.

The cost of many accidents may cause a tremendous hardship on a family.  Not just the medical expenses associated with the trauma, but all of the non medical expenses and losses that go along with accidents including time away from work, for both you and your family. Who will take care of the household while you or a loved one is confined to a hospital?
Accident facts...
Each year approximately 1 in 4 people see a doctor for an injury*.
  • Over 2.6 million people are hospitalized with an average bill of $19,700.
  • Thirty four million people are treated in emergency rooms annually.
  • Physicians see over 87 million people each year.

The economic impact of fatal and nonfatal unintentional injuries amounted to $574.8 billion in 2004, with $298.4 billion from lost wages and productivity loss*.

Covered Benefits include:

  • Hospital Confinement
  • At Home Recovery
  • Intensive Care
  • Outpatient Surgery
  • Bone Fracture or Break
  • Dr. Visits
  • Laceration
  • Ambulance
  • Emergency Room
  • Accidental Death & Dismemberment


*Injury facts 2005 - 2006 edition, National Safety Council.

Click Here To Download Brochure 


These benefits are paid directly to you and in addition to any other insurance you may have.

Benefits increase 5% per year for the first five years the policy is active.

Your coverage is guaranteed renewable for life. Only you can cancel it. 
Benefits will be reduced by 50% on your 80th birthday.

Your premium cannot go up due to declining health or age. Your rate can only increase if they are increased for everyone with that plan in your state.